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How
do I get an
appraisal?
To ensure the
quality of
your
selections,
sndgems.com
includes an
insurance
valuation
document with
every purchase
worth $2500.00
or more. We
highly advise
all our
customers take
the cautionary
step of
insuring all
diamonds and
jewelry, and
this form will
serve as
notice of
value and
authenticity
to present to
your insurance
agent or
company. Once
an appraisal
has been done
it is not the
end of the
story.
Precious
metals and
precious
stones are
commodities,
with prices
that
fluctuate. It
is important
that you have
regular
updates (every
three to five
years) to keep
your insurance
coverage
current. You
can be assured
that Sparkle N
Dazzle will
provide you
with all the
information
you need to
make a jewelry
purchase with
the utmost
confidence.
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What
Makes a Good
Appraisal?
A jewelery
appraisal is a
complete
quantification
and
qualification
of an item of
jewellery.
This includes
a description
of the metal
from which an
item is made,
the way in
which it is
made, the
shape it
takes, and the
content. This
description
should be full
of useful
detail. The
most important
aspect of an
appraisal
document is
not the final
value, it is
the thorough
description
which enables
another
professional
to replace the
item if it is
lost or
stolen. A
photo is
handy, but it
is no
substitute for
a good
description.
The appraisal
should clearly
state any
limiting
conditions.
The appraiser
has a
responsibility
to you, the
customer, to
keep complete
accessible
records.
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Why
an Independent
Laboratory? An
independent
appraiser has
no vested
(personal or
subjective)
interest in
the item you
own or are
buying. The
objective
opinion you
get as to the
grading or
replacement
value of an
item by an
independent
appraiser is
uncoloured by
commercial
concerns such
as buying or
selling. The
independent
appraiser
looses that
objectivity
when he or she
also sells.
Beware of the
appraiser who
will offer to
do better for
you than the
jeweller who
sold the item
to you in the
first place;
or who will
suggest
another
jeweller that
you might go
to for a
"better deal".
Not only is
this behaviour
totally
unethical,
this
"appraiser"
obviously has
a serious
vested
interest, and
his opinion of
grade can
hardly be
considered
objective.
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Sparkle
N Dazzle wants
to provide the
most enjoyable
and risk-free
shopping
experience
possible, so
we have
implemented
several
programs to
ensure that
you feel
comfortable
and satisfied
with your
involvement
with us.
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Assurance
of value, a
quality
jewelry owners
want. Sparkle
N Dazzle has a
team.
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Qualified,
certified
professionals provide
that assurance. All
diamond jewelry items
over $2500 in value
are appraised at no
cost. Appraisals are
done by a third party
independent and
certified GIA
gemologist. As with
all our jewelry, you
can request an
appraisal for an
additional $75 for
lesser expensive
merchandise, so you
can be certain that
your jewelry has been
evaluated by a trusted
third party.
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